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Money 101

Our Money 101 courses are designed to give you practical knowledge and tools to make confident decisions at every stage of life. From everyday money management to major milestones like buying a home, preparing for college, or planning for retirement, explore topics that matter to you and build the confidence to take the next step in your financial journey.

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Preparing for Retirement

Retirement planning is about more than picking a date—it’s about feeling confident in the choices that will support your lifestyle and long-term goals. This course helps you evaluate your readiness for retirement, understand critical decisions that can impact your income and savings, and estimate how your money may last using practical tools. With guided coaching, clear articles, and an interactive retirement calculator, you’ll gain insight into where you stand today and what steps can help you prepare for a more secure tomorrow.
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Business Essentials

Starting a small business is an exciting step and having the right knowledge early on can make all the difference. This course introduces the foundational decisions every business owner faces, from understanding funding options to choosing the right business structure for your goals. You’ll explore when and how to seek professional support, learn the basics of federal income taxes, and gain clarity on the responsibilities that come with running a business. With practical articles, guided tools, and a knowledge check to reinforce key concepts, this course helps you build a strong, informed foundation so you can move forward with confidence.
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Buying a Car

Buying a car is a big decision and this course is designed to help you feel confident every step of the way. You’ll start with the basics of how borrowing and auto loans work, then explore what you can comfortably afford using interactive calculators and real-world examples. Along the way, you’ll break down the true cost of a car loan, learn what to expect when shopping for a vehicle, and understand how auto insurance fits into the overall picture. With articles, tools, and coaching built in, this course gives you practical guidance you can use right away so you’re ready to hit the road informed and prepared.
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Preparing for College

Preparing for college is about more than applications, it’s about understanding the full financial and planning picture. This course walks you through the true cost of college, key preparation and application checklists, and how to create a realistic budget for school and everyday expenses. You’ll also explore college and career pathways to help connect education choices with long-term goals. With guided coaching, helpful articles, and budgeting tools, this course equips students and families with the knowledge needed to plan ahead, reduce surprises, and feel confident about the road to college.
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Managing Credit Cards

Managing credit cards well can open doors to stronger credit, lower stress, and greater financial flexibility. In this course, you’ll learn how credit cards affect your credit score, explore best practices for everyday use, and understand smart strategies for paying down balances faster. With interactive payoff calculators and clear guidance, you’ll see how different payment choices impact interest and timelines, helping you make informed decisions that fit your goals. By the end of the course, you’ll have practical tools and confidence to use credit cards responsibly and keep your finances on track.
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Home Ownership

Buying a home is one of the biggest financial milestones, and this course will help you navigate it with clarity and confidence. You’ll explore homebuying options, understand how mortgages work, and learn what lenders look for. With helpful articles, calculators, and coaching tools, you’ll estimate monthly payments, determine what you can afford, plan for a down payment, and understand the true cost of a mortgage over time. You’ll also learn about working with a mortgage lender and protecting your investment with homeowners insurance, giving you the knowledge you need to move forward prepared and informed.
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Understanding Insurance

Insurance plays a key role in protecting your finances and your peace of mind, and this course helps make it easier to understand. You’ll learn the basics of how different types of insurance work, including health, life, home, and auto coverage, and why each matters at different stages of life. Through clear articles and guided coaching, you’ll break down common terms, coverage options, and costs so you can make informed choices with confidence. By the end of the course, you’ll have a clearer picture of how insurance fits into your overall financial plan and how to choose coverage that truly meets your needs.
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Making Wise Investments

Investing can feel complex, but this course is designed to help you approach it with clarity and confidence. You’ll start by understanding your net worth and how it fits into your overall financial picture, then learn practical tips for creating a balanced investment portfolio aligned with your goals. Along the way, you’ll explore common investment warning signs and red flags to help you avoid costly mistakes. With easy-to-follow articles, guided coaching, and an investment calculator, this course gives you the tools to make informed decisions and build a stronger long-term financial strategy.
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Improving Financial Behaviors

Small changes in everyday habits can lead to big improvements in your financial well-being—and this course shows you where to start. You’ll assess your current financial wellness, learn simple budgeting frameworks like the 50-30-20 rule, and use calculators and coaching tools to build an emergency fund and strengthen money habits over time. With interactive guidance and the Banzai Plus course, this program helps you turn financial knowledge into consistent, positive behaviors that support long-term stability and peace of mind.
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Teaching Kids About Finance

Teaching kids about money early helps set the foundation for smart financial habits that can last a lifetime—and this course makes it easier to start the conversation. You’ll explore age-appropriate ways to introduce money concepts, learn practical tips for teaching financial literacy at home, and get guided support for turning everyday moments into learning opportunities. With articles, coaching tools, and the interactive Banzai Jr. course, this program helps parents and caregivers build confidence around budgeting, saving, and spending so kids grow up with the skills they need to make informed financial choices.
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Building Credit

Building credit is a key step toward reaching many financial goals, and this course helps you understand how to do it the responsible way. You’ll learn what makes up a credit score, how everyday credit use impacts it, and practical strategies for building and improving your credit over time. Through easy-to-follow articles, interactive tools, and coaching support, you’ll explore smart ways to use credit, pay down debt, and choose the right credit card. By the end of the course, you’ll have the knowledge and confidence to use credit responsibly and build a strong financial foundation.
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Fraud Prevention

Protecting your personal and financial information is more important than ever, and this course helps you stay one step ahead of fraudsters. You’ll learn how to recognize common scams, spot phishing attempts, and understand what to do if you suspect your information has been compromised. Through clear, practical articles, this course empowers you with the awareness and actions needed to reduce risk, respond quickly, and safeguard your financial well-being.